Best Homeowners Insurance in Philadelphia, PA
Looking for homeowners Insurance in Philadelphia? Below you'll find 10 local options with their address, phone number, website and opening hours, plus practical advice on choosing the right one.
What they do: Agencies that sell homeowners, renters and condo insurance. Compare deductibles, replacement-cost coverage and whether flood or sewer backup is included, since standard policies usually exclude them.
This guide lists 10 homeowners Insurance in and around Philadelphia, spread across 7 ZIP codes. 10 have a phone number you can call directly from this page, 10 link to their own website, 2 are open on weekends. Listings are organized so you can compare them at a glance and contact them directly.
Top 10 Homeowners Insurance in Philadelphia
Listings are shown in no paid order: no business can pay to appear or to rank higher on this page.
1 Michael DeCarlo - State Farm Insurance Agent
- Address 1900 Market St fl 8, Philadelphia, PA 19103
- Phone (215) 772-0100
- Website mikedecarlo.com
Opening hours
| Mon | 9 AM-5 PM |
|---|---|
| Tue | 9 AM-5 PM |
| Wed | 9 AM-5 PM |
| Thu | 9 AM-5 PM |
| Fri | 9 AM-5 PM |
| Sat | Closed |
| Sun | Closed |
2 Judd Greenberg - State Farm Insurance Agent
- Address 1546 South St, Philadelphia, PA 19146
- Phone (215) 732-5400
- Website insurancephilly.com
Opening hours
| Mon | 9 AM-5:30 PM |
|---|---|
| Tue | 9 AM-5:30 PM |
| Wed | 9 AM-5:30 PM |
| Thu | 9 AM-5:30 PM |
| Fri | 9 AM-5 PM |
| Sat | 9 AM-12:30 PM |
| Sun | Closed |
3 Thanh Pham - State Farm Insurance Agent
- Address 258 S 10th St, Philadelphia, PA 19107
- Phone (215) 238-7400
- Website tphamagency.com
Opening hours
| Mon | 9 AM-5 PM |
|---|---|
| Tue | 9 AM-5 PM |
| Wed | 9 AM-5 PM |
| Thu | 9 AM-5 PM |
| Fri | 9 AM-5 PM |
| Sat | Closed |
| Sun | Closed |
4 Adam Hutcheon - State Farm Insurance Agent
- Address 687 N Broad St, Philadelphia, PA 19123
- Phone (215) 765-2686
- Website fairmountagent.com
Opening hours
| Mon | 9 AM-5 PM |
|---|---|
| Tue | 9 AM-5 PM |
| Wed | 9 AM-5 PM |
| Thu | 9 AM-5 PM |
| Fri | 9 AM-5 PM |
| Sat | Closed |
| Sun | Closed |
5 Michael Melle Insurance Group
- Address 1515 Market St Suite 1200, Philadelphia, PA 19102
- Phone (267) 253-3408
- Website michaelmelleinsurance.com
Opening hours
| Mon | 9 AM-5 PM |
|---|---|
| Tue | 9 AM-5 PM |
| Wed | 9 AM-5 PM |
| Thu | 9 AM-5 PM |
| Fri | 9 AM-5 PM |
| Sat | Closed |
| Sun | Closed |
6 Rachel Yuster: Allstate Insurance
- Address 209 N 3rd St, Philadelphia, PA 19106
- Phone (215) 291-1300
- Website agents.allstate.com
Opening hours
| Mon | 9 AM-5 PM |
|---|---|
| Tue | 9 AM-5 PM |
| Wed | 9 AM-5 PM |
| Thu | 9 AM-5 PM |
| Fri | 9 AM-5 PM |
| Sat | Closed |
| Sun | Closed |
7 Albert Reyes - State Farm Insurance Agent
- Address 34 S 40th St, Philadelphia, PA 19104
- Phone (267) 748-2000
- Website justcallalbert.com
Opening hours
| Mon | 9 AM-7 PM |
|---|---|
| Tue | 9 AM-7 PM |
| Wed | 9 AM-7 PM |
| Thu | 9 AM-7 PM |
| Fri | 9 AM-5 PM |
| Sat | Closed |
| Sun | Closed |
8 Shayna Carnevale at Comparion Insurance Agency
- Address 100 E Penn Square Suite 433, Philadelphia, PA 19107
- Phone (215) 446-9233
- Website comparioninsurance.com
Opening hours
| Mon | 9 AM-6 PM |
|---|---|
| Tue | 9 AM-6 PM |
| Wed | 9 AM-6 PM |
| Thu | 9 AM-6 PM |
| Fri | 9 AM-5 PM |
| Sat | 10 AM-2 PM |
| Sun | Closed |
9 Charles Berrouet - State Farm Insurance Agent
- Address 3933 Lancaster Ave, Philadelphia, PA 19104
- Phone (215) 921-8029
- Website charlesberrouet.com
Opening hours
| Mon | 8:30 AM-5:30 PM |
|---|---|
| Tue | 8:30 AM-5:30 PM |
| Wed | 8:30 AM-5:30 PM |
| Thu | 8:30 AM-5:30 PM |
| Fri | 8:30 AM-5:30 PM |
| Sat | Closed |
| Sun | Closed |
10 The Philadelphia Contributionship
- Address 210 S 4th St, Philadelphia, PA 19106
- Phone (888) 627-1752
- Website 1752.com
Opening hours
| Mon | 8:30 AM-5 PM |
|---|---|
| Tue | 8:30 AM-5 PM |
| Wed | 8:30 AM-5 PM |
| Thu | 8:30 AM-5 PM |
| Fri | 8:30 AM-5 PM |
| Sat | Closed |
| Sun | Closed |
How to choose homeowners Insurance in Philadelphia
- Verify licenses with the Pennsylvania State Real Estate Commission on the PALS website.
- Ask how many transactions they have closed recently in Philadelphia and in your price range.
- Understand the fees and commission structure before signing any agreement.
- Ask for references from recent clients.
- Make sure they know local zoning, taxes and neighborhood trends.
Local tips for Philadelphia
Philadelphia has its own licensing rules that go beyond state law: the city's Department of Licenses and Inspections (L+I) issues contractor licenses, permits and trade licenses, so plumbers, electricians and contractors working in the city need an L+I license on top of any state registration.
SEPTA's subway, trolley and bus network covers most of the city, so check whether a business is near a Market-Frankford or Broad Street Line station if you don't drive. Street parking in Center City is limited and enforced by the Philadelphia Parking Authority.
Philadelphia is in Philadelphia County, and local phone numbers use the 215, 267 and 445 area codes. Popular areas include Center City, Old City, Fishtown, Northern Liberties, South Philly, University City, Manayunk, Chestnut Hill.
Frequently asked questions
Which homeowners Insurance in Philadelphia are open on weekends?
According to their listed hours, these are open on Saturday or Sunday: Judd Greenberg - State Farm Insurance Agent, Shayna Carnevale at Comparion Insurance Agency. Hours can change on holidays, so call before you go.
Which areas of Philadelphia do these homeowners Insurance cover?
The homeowners Insurance on this list are located in ZIP codes 19102, 19103, 19104, 19106, 19107, 19123, 19146. Many businesses also serve nearby neighborhoods and suburbs, so ask when you call.
How do I verify a real estate license in Pennsylvania?
Search the agent or broker by name on the Pennsylvania Licensing System (PALS), run by the Department of State.
What are property taxes like in Philadelphia?
Pennsylvania property taxes are set by the county, the municipality and the school district, so they vary widely. Check the county assessment office for any specific property.
Do I need a buyer's agent?
You're not required to have one, but a buyer's agent can help with pricing, negotiation and inspections. Since 2024, buyers sign a written agreement with their agent that spells out compensation.
Homeowners Insurance in other Pennsylvania cities
More real estate guides in Philadelphia
Information is collected from public sources and may change. Please confirm hours, prices and availability directly with each business. Business owner? Ask us to update your listing.